No Result
View All Results
Military Families
SUBSCRIBE FREE
No Result
View All Results
 Military Families
SUBSCRIBE FREE
Military Families

A warning to veterans: Don’t waste thousands of dollars working with PACT Act claims sharks

Preston Stewart
by Preston Stewart
November 29, 2023
A warning to veterans: Don’t waste thousands of dollars working with PACT Act claims sharks

Preston Stewart

Tweet

By now I’m sure you’ve heard about the historic passage of the PACT Act that expands VA health care and benefits for veterans exposed to burn pits and other toxic substances. Great news for veterans, right? Yes! However, the law’s passage has spurred a spike in predatory companies targeting veterans to access their benefits or submit claims on their behalf, for a fee that can run up to 50% of the settlement. 

I was contacted by one such firm who seemed reputable at first. But as soon as I showed interest, I began getting bombarded with emails, calls and texts. The “consultant” was pushy and impersonal, and the contract wording was confusing with a long and nearly indecipherable disclaimer. (It turns out that the disclaimer gave the company the right to increase my future fees anytime my disability rating increased, no matter who did the work to raise it.) Fees would equal five times my benefits rating. Frankly, I had concerns, and it was incredibly confusing, but I wanted my benefits, so I proceeded. 

Not long after, I shared my experience with a friend who works for the Veterans of Foreign Wars (VFW). He explained that I didn’t need to pay for representation – that in fact it’s illegal to charge a veteran a fee to assist or consult with their claim – and that the firm I was working with was one of the many that have been aggressively targeting veterans and taking part in practices that are unethical at best and potentially fraudulent at worst. I notified the firm to cancel my contract (they still contact me daily) and have since been working with a free, accredited VFW Veterans Services Officer (VSO). 

I got lucky – my decision could have cost me tens of thousands of dollars needlessly – and there are many veterans who are in that boat. So, I decided to educate other veterans and hopefully help them learn from my mistakes.  

What are the red flags to watch out for? 

  • Charging fees to “assist” or “consult” veterans with filing their VA benefit claims – this is illegal. 
  • Not being VA accredited, meaning they aren’t required to adhere to the well-established professional and ethical standards of VA accreditation, so their advice can be misleading or even fraudulent.  
  • Asking you to sign a contract. These firms are claim sharks – like a loan shark, once you’re in, you can’t get out and may be subject to new and hidden fees whenever you get a new rating, no matter who does the work.  
  • Promising or guaranteeing an increased disability rating or percentage increase – this is simply not possible. 
  • Offering expedited VA claims decisions. Again, this is not possible. 
  • Requesting login credentials to access a veteran’s personal information through secure VA websites like eBenefits or VA.gov. This is a big one – this turns over access to all your personal health information. 
  • Using confusing tactics or ambiguous language. If you don’t understand what something means, there’s probably a reason so you should get more information. 
  • Telling veterans to forego VA exams and offering health consultations within their own network of doctors. 

How can you protect yourself?  

  • Only work with VA accredited representatives. 
  • Attend all exams ordered by VA. 
  • Do not sign a contract. 
  • Do not agree to fees or payments from future benefits. 
  • Do not agree to pay for medical consultations or opinions. 
  • Do not provide access to your Protected Health Information or Personal Identifiable Information. 

Who is safe to work with?  

  • VA accredited veterans service organization representatives, like the VFW 
  • VA accredited claims agents 
  • VA accredited attorneys 
  • Attorneys assisting with Camp Lejeune lawsuits who do not charge excessive fees 

 I encourage all veterans to heed my advice. If you haven’t had success with an accredited representative, find another one. There are tons across the nation; you don’t have to work with someone local. Do yourself a favor and don’t waste your money on the bad actors.  

To learn more about the PACT Act, your eligibility and to find a free, accredited VSO, visit PACT Act Info.

Read comments
Tags: burn pitsCamp LejeuneeBenefitsPACT ActVA health careVFWVSO
Tweet30
Preston Stewart

Preston Stewart

Preston Stewart is a war in Afghanistan veteran and military history buff. He creates short videos about military and veterans’ affairs for TikTok and YouTube where he has a combined following of 800,000. He studied International Relations and Terrorism at U.S. Military Academy West Point before joining the U.S. Army after 9/11. Home is in middle Tennessee where he and his wife run a small business.

Related Posts

Marine veteran channels grief into children’s book 
Military Veterans

Marine veteran channels grief into children’s book 

1 month ago
OPINION: Virtual education provides stability for military-connected families
Military Education

OPINION: Virtual education provides stability for military-connected families

1 month ago
Marine Corps veteran, daughter brew first-of-its-kind hydroponic coffee
Military Kid

Marine Corps veteran, daughter brew first-of-its-kind hydroponic coffee

2 months ago
VSOs urge veterans to ‘speak up’ about recent VA firings
Military News

VSOs urge veterans to ‘speak up’ about recent VA firings

2 months ago
Jewish service members connect over faith, support ‘melting pot’ in the military
Military Career

Jewish service members connect over faith, support ‘melting pot’ in the military

3 months ago
Family of WWII soldier discovers legacy, builds bonds in Belgium
History

Family of WWII soldier discovers legacy, builds bonds in Belgium

3 months ago

Military News, delivered to your inbox

Get a free copy of MILITARY FAMILIES delivered to your inbox each month

Let's connect!

ABOUT US

  • OUR STORY
  • OUR TEAM
  • OUR WRITERS

MAGAZINE

  • GET PRINT
  • GET DIGITAL
  • GET THE NEWSLETTER

ADVERTISE

  • GET OUR MEDIA KIT
  • CFC/NONPROFITS

SUBMISSIONS

  • SUBMIT YOUR STORY
  • PITCH US

Never miss out on the latest stories.

The appearance of U.S. Department of Defense (DoD) visual information does not imply or constitute DoD endorsement.

© 2023 Military Families by U.S. Military Publishing. Privacy Policy | Terms | Site by Swiss Commerce

Thank you for your interest in Military Families Magazine!

Thank you for your interest in Military Families Magazine!

Thank you for your interest in Military Families Magazine!

No Result
View All Results
  • News
  • Military Life
    • Deployment
    • Relocation
    • Military Spouses
    • Military Kids
  • Education
  • Career
    • Transition
    • Entrepreneur
  • Veterans
  • Health
  • Money
  • OFF DUTY
    • Travel
    • Book Reviews & Roundups
    • Entertainment
    • Sports
  • OPINION
  • About us
    • Submit your story
    • Our story
    • Our team
    • Our writers
  • Magazine
    • Get print
    • Get digital
    • Get the newsletter
  • Advertise
    • Get our media kit
    • CFC/Nonprofits

© 2024 Military Families by U.S. Military Publishing. Site by SCBW.

No Result
View All Results
  • News
  • Military Life
    • Deployment
    • Relocation
    • Military Spouses
    • Military Kids
  • Education
  • Career
    • Transition
    • Entrepreneur
  • Veterans
  • Health
  • Money
  • OFF DUTY
    • Travel
    • Book Reviews & Roundups
    • Entertainment
    • Sports
  • OPINION
  • About us
    • Submit your story
    • Our story
    • Our team
    • Our writers
  • Magazine
    • Get print
    • Get digital
    • Get the newsletter
  • Advertise
    • Get our media kit
    • CFC/Nonprofits

© 2024 Military Families by U.S. Military Publishing. Site by SCBW.